This one should be a no-brainer: California lawmakers are considering a bill that would ban so-called junk health insurance policies — short-term plans that do not comply with the consumer protections set out in Obamacare. These cheap plans typically offer no protection against the risk of bankrupting medical bills; instead, they cover just a limited number of doctor visits and days in the hospital, with glaring gaps in coverage, huge out-of-pocket costs and comparatively low caps on total benefits.

Read more at: