For those of us who live and work in the Bay Area, the price of housing and the price of health care dominate our kitchen-table conversations. That’s because we pay some of the highest prices in the nation for both, and we can’t live without either.

Things are only getting worse. Consider this: In the time it takes a worker to earn an additional $1 in monthly wages, the deductible she pays for health care has gone up $6.

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